The concept of financial health has long since gained a universal value. Now, it’s not just accountants and businessmen who worry about it; every regular person should be aware of their financial state.  

Checking your current balance is insufficient: you have to understand your credit history, track your expenses, and make informed decisions about spending, saving, or investing money. Now, let’s find out what smart devices can help you stay financially healthy.


Smartphones


Smartphones have become an inherent part of our daily lives. Everyone uses them for making calls, sending texts, checking the news, working, and playing. Credit cards are tied to the phones, too, which allows you to make payments directly.  

Considering such a wide range of applications, it’s not surprising that smartphones have become a great device for tracking financial health. This is how they can help:  

  • Credit history check. Through your phone, you can access online credit monitoring services to get a personal credit score, see suspicious activities, and learn when a creditor makes an inquiry.  
  • Mobile banking. Special mobile apps allow transferring and getting money, as well as enabling you to freeze your account in case you suspect it might be compromised.  
  • Budgeting apps. They can help you plan your expenses and track the movement of your finances, warning you when you breach the acceptable limit. 
  • Smart notifications. All the aforementioned services can notify you whenever you make a transaction, receive money, or approach one of your financial goals or thresholds.  

Through smartphones, you can install any kind of app and hire any kind of credit monitoring service to make certain that your finances are in order. Smartphones improve efficiency by consolidating all your financial tools in one place. The choice is vast; you just need to determine what you need first and foremost. 


Smartwatches


Smartwatches are another type of smart device for financial health that can help you analyze your financial health and make adjustments where needed. They are connected to your smartphone, so in a way, you access two groups of benefits at the same time. 

The best part of smartwatches is that they can alert you to any changes in your balance or credit history in real time. With smartphones, you need to actually unblock your screen to check what’s happening; smartwatches vibrate and light up instantly, providing you with a summary of key information regardless of what you’re doing at the moment.

In addition, smartwatches can be tailored to your needs in a more unique way. You can select the design and rhythm of notifications, and you can request alerts that make sense to you, like a daily budget check.

The market for smartwatches was predicted to surpass 50 billion dollars in 2024, and the reason behind this trend is clear. These devices are always with you; they are more convenient than smartphones as you wear them passively, and they reflect all the financial changes and news in a manner you personally choose.


Voice-Controlled Financial AI Helpers


Voice-Controlled Financial AI Helpers

Smart speakers like Amazon Echo, Google Nest Audio, and Apple HomePod tend to be more expensive than smartphones and smartwatches, but they provide an extended range of opportunities for tracking your financial health. Here is what you can do by using them: 

  • Discuss your finances and ask relevant questions in a voice format, instantly getting personalized answers. 
  • Ask your AI helpers to remind you to make a credit payment or pay your bills on a specific date. 
  • Get an immediate report on how much you spent during a set period and how much money you have left. 
  • Request help with managing your budget and planning expenses for the upcoming week or month. 
  • Ask for your credit score notifications and explanations, as well as for recommendations on improving it. 

Such smart devices are perfect for people who don’t understand finances well and struggle with adjusting their budgets in accordance with their spending abilities. They can get clarifications in simple words, in addition to using all the benefits that come with owning a smartphone and/or a smartwatch.  

Just make sure to enable voice recognition and other security settings. You won’t want some strangers accessing your AI helpers and learning your financial info.  


Select Your Personal Financial Health Device


In 2025, the market is overflowing with smart devices that can help you monitor your financial health. They provide valuable insights, make recommendations, and even answer whatever questions you may have.  

Smartphones are the most universal devices; smartwatches can be tailored to your needs more narrowly, while voice AI assistants deliver more sophisticated recommendations. Choose the device that suits your unique requirements, and cement your financial health with its help.